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Pepin County, Wisconsin — 2026 Medicare Advantage plans

Contract year 2026 · data updated October 01, 2026 · source files

26 individual Medicare Advantage plan segments from 7 parent organizations are filed for Pepin County for 2026, per CMS public files. This page reports what was filed; it does not rank or recommend plans.

CMS public dataReported, not recommendedNo broker influenceNo paid placementDirect from CMS sources
26plans filed +1 vs prior year
13with a $0 premium +1 vs prior year
$6,000median in-network MOOP +$1,100 vs prior year
15on 4-star or better contracts
19report comprehensive dental
18report an OTC allowance

Tick Compare on up to three plans to see them side by side.

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PlanTypePremiumIn-network MOOPPart D deductibleStar ratingOTC allowanceSupplemental benefits reported
Anthem Full Dual Advantage 2 (HMO D-SNP)
Elevance Health, Inc. · H9525-018-000 · SoB ✓
HMO D-SNP$0$9,250$5903.5out of 5 stars, AverageReportedPreventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals
Cooperative Medicare Advantage (HMO)
Group Health Cooperative of Eau Claire · H7598-004-000 · SoB
HMO$0$6,000$275Not rated$55Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance
Esteem Rx (HMO-POS)
Marshfield Clinic Health System, Inc. · H5211-012-000 · SoB
HMO-POS$0$5,000$2504.5out of 5 stars, Above average$45Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance
Gundersen Quartz Med Advantage Basic D (w/Rx) (HMO)
University of Wisconsin Hospitals and Clincs Autho · H5262-032-000 · SoB
HMO$0$6,700$2704.0out of 5 stars, Above average—Vision exam Eyewear
My Choice Wisconsin Medicare Dual Advantage Plan (HMO D-SNP)
Molina Healthcare, Inc. · H5209-006-002 · SoB
HMO D-SNP$0$9,250$6153.0out of 5 stars, AverageReportedComprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals
Anthem Full Dual Advantage (HMO D-SNP)
Elevance Health, Inc. · H9525-003-000 · SoB ✓
HMO D-SNP$3.60$9,250$6153.5out of 5 stars, Average$175Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals
UHC Dual Complete WI-D001 (PPO D-SNP)
UnitedHealth Group, Inc. · H0294-027-000 · SoB ✓
PPO D-SNP$9$9,250$6153.5out of 5 stars, AverageReportedPreventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals
My Choice Wisconsin Partnership Plan (HMO D-SNP)
Molina Healthcare, Inc. · H5209-005-002 · SoB
HMO D-SNP$13.30$9,250$6153.0out of 5 stars, AverageReportedComprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals
UHC Dual Complete WI-V001 (HMO-POS D-SNP)
UnitedHealth Group, Inc. · H3794-004-000 · SoB ✓
HMO-POS D-SNP$17.30$4,900$6154.0out of 5 stars, Above averageReportedPreventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals
UHC Dual Complete WI-D002 (HMO-POS D-SNP)
UnitedHealth Group, Inc. · H3794-002-000 · SoB ✓
HMO-POS D-SNP$18.90$9,250$6154.0out of 5 stars, Above averageReportedPreventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals
iCare Family Care Partnership (HMO D-SNP)
Humana Inc. · H2237-007-000 · SoB ✓
HMO D-SNP$20.90$9,250$6152.5out of 5 stars, Below averageReportedPreventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals
Cooperative Advantage (HMO D-SNP)
Group Health Cooperative of Eau Claire · H7598-003-000 · SoB
HMO D-SNP$21.10$9,250$615Not rated$90Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals
Gundersen Quartz Med Advantage Core D (w/Rx) (HMO)
University of Wisconsin Hospitals and Clincs Autho · H5262-021-000 · SoB
HMO$29$5,900$2704.0out of 5 stars, Above average—Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids
HumanaChoice H7617-007 (PPO)
Humana Inc. · H7617-007-000 · SoB ✓
PPO$47$9,250$6154.5out of 5 stars, Above average—Vision exam Eyewear Hearing aids Meals
Essence Rx (HMO-POS)
Marshfield Clinic Health System, Inc. · H5211-002-000 · SoB
HMO-POS$87$3,800$3304.5out of 5 stars, Above average$30Vision exam Eyewear Hearing aids OTC allowance
Gundersen Quartz Med Advantage Value D (w/Rx) (HMO)
University of Wisconsin Hospitals and Clincs Autho · H5262-003-000 · SoB
HMO$90$4,200$2254.0out of 5 stars, Above average—Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids
Gundersen Quartz Med Advantage Elite D (w/Rx) (HMO)
University of Wisconsin Hospitals and Clincs Autho · H5262-001-000 · SoB
HMO$196$3,500$2004.0out of 5 stars, Above average—Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids
Legacy Rx (HMO-POS)
Marshfield Clinic Health System, Inc. · H5211-004-000 · SoB
HMO-POS$269$2,200$04.5out of 5 stars, Above average$30Vision exam Eyewear Hearing aids OTC allowance
AARP Medicare Advantage Patriot No Rx WI-MA01 (PPO)
UnitedHealth Group, Inc. · H0294-014-000 · SoB ✓
PPO—$6,700—3.5out of 5 stars, Average—Vision exam Eyewear Hearing aids Meals
Compass (HMO-POS)
Marshfield Clinic Health System, Inc. · H5211-003-000 · SoB
HMO-POS—$3,400—4.5out of 5 stars, Above average$30Vision exam Eyewear Hearing aids OTC allowance
Gundersen Quartz Med Advantage Elite (HMO)
University of Wisconsin Hospitals and Clincs Autho · H5262-005-000 · SoB
HMO—$3,500—4.0out of 5 stars, Above average—Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids
Gundersen Quartz Med Advantage Value (HMO)
University of Wisconsin Hospitals and Clincs Autho · H5262-004-000 · SoB
HMO—$4,200—4.0out of 5 stars, Above average—Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids
Humana USAA Honor Giveback (PPO)
Humana Inc. · H7617-022-000 · SoB ✓
PPO—$6,000—4.5out of 5 stars, Above averageReportedPreventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals
Humana USAA Honor Giveback (PPO)
Humana Inc. · H5216-355-000 · SoB ✓
PPO—$6,000—3.5out of 5 stars, AverageReportedPreventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals
Humana USAA Honor Giveback (PPO)
Humana Inc. · H5216-258-000 · SoB ✓
PPO—$6,000—3.5out of 5 stars, AverageReportedPreventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals
Spirit (HMO-POS)
Marshfield Clinic Health System, Inc. · H5211-001-000 · SoB
HMO-POS—$1,500—4.5out of 5 stars, Above average$30Vision exam Eyewear Hearing aids OTC allowance

What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2026 rating is largely based on performance measured in 2024.

5 Excellent4 Above average3 Average2 Below average1 Poor

Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.

How to read this table

Yes — the plan's approved bid reports the benefit. No — the bid reports it is not offered. — — CMS did not publish a value for this field; that is not the same as No. Reported under an allowance column means the benefit is offered but CMS published no dollar amount. Premium is the CMS consolidated monthly premium (Part C + Part D). MOOP is the in-network maximum out-of-pocket. Star rating is the contract's overall rating in the CMS file used for this build. SNP plans (D-SNP, C-SNP, I-SNP) are limited to people who meet the plan's eligibility rules. A plan's own Summary of Benefits and Evidence of Coverage govern the details.

Click a column header to sort. On small screens the Part D deductible and OTC columns are hidden; open a plan for the full record.

Is a drug covered by plans in Pepin County?

Shows the tier, prior-authorization / step-therapy / quantity-limit flags and tier cost sharing for every plan above, plus the 10 stand-alone Part D plans in the Wisconsin region. From the CMS monthly formulary file.

Before enrolling or making a coverage decision, confirm current details with the plan, Medicare.gov, your State Health Insurance Assistance Program (SHIP), or 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048). MedicareBenefits.care reports CMS-filed data and does not verify provider networks, pharmacy participation, or final plan terms.

Download all 26 Pepin County plans as CSVEvery column on this page plus the 14 benefit flags and published allowances — part of Pro, $99/month or $990/year.

Pro data Free 10-row sample

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