Clay County, Indiana — 2026 Medicare Advantage plans
49 individual Medicare Advantage plan segments from 6 parent organizations are filed for Clay County for 2026, per CMS public files. This page reports what was filed; it does not rank or recommend plans.
CMS public dataReported, not recommendedNo broker influenceNo paid placementDirect from CMS sources
49plans filed −5 vs prior year
28with a $0 premium −3 vs prior year
$6,750median in-network MOOP +$150 vs prior year
12on 4-star or better contracts
41report comprehensive dental
37report an OTC allowance
Quick filters:
| Plan | Type | Premium | In-network MOOP | Part D deductible | Star rating | OTC allowance | Supplemental benefits reported |
|---|---|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) UnitedHealth Group, Inc. · H2802-010-000 · SoB ✓ | HMO-POS | $0 | $3,900 | $440 | 4.0out of 5 stars, Above average | — | Vision exam Eyewear Hearing aids Meals |
| AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) UnitedHealth Group, Inc. · H2802-056-000 · SoB ✓ | HMO-POS | $0 | $6,700 | $520 | 4.0out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| AARP Medicare Advantage Giveback from UHC IN-20 (HMO-POS) UnitedHealth Group, Inc. · H2802-059-000 · SoB ✓ | HMO-POS | $0 | $6,700 | $600 | 4.0out of 5 stars, Above average | — | Vision exam Eyewear Hearing aids Meals |
| AARP Medicare Advantage from UHC IN-0007 (PPO) UnitedHealth Group, Inc. · H2406-067-000 · SoB ✓ | PPO | $0 | $5,900 | $600 | 4.0out of 5 stars, Above average | — | Vision exam Eyewear Hearing aids Meals |
| Aetna Medicare Signature (PPO) CVS Health Corporation · H5521-231-000 · SoB ✓ | PPO | $0 | $5,900 | $615 | 4.5out of 5 stars, Above average | — | Comprehensive dental Vision exam Eyewear Hearing aids |
| Humana Full Access H5216-192 (PPO) Humana Inc. · H5216-192-000 · SoB ✓ | PPO | $0 | $6,700 | $615 | 3.5out of 5 stars, Average | — | Vision exam Eyewear Hearing aids Meals |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana Inc. · H5619-055-000 · SoB ✓ | HMO C-SNP | $0 | $9,150 | $615 | 3.0out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Humana Gold Plus Chronic Kidney Disease (HMO C-SNP) Humana Inc. · H5619-170-000 · SoB ✓ | HMO C-SNP | $0 | $9,200 | $615 | 3.0out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Gold Plus H5619-049 (HMO-POS) Humana Inc. · H5619-049-000 · SoB ✓ | HMO-POS | $0 | $4,250 | $250 | 3.0out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana USAA Honor Giveback with Rx (PPO) Humana Inc. · H5216-307-000 · SoB ✓ | PPO | $0 | $7,900 | $350 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Humana USAA Honor Giveback with Rx (PPO) Humana Inc. · H7617-060-000 · SoB ✓ | PPO | $0 | $7,900 | $350 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HumanaChoice Giveback H5216-309 (PPO) Humana Inc. · H5216-309-000 · SoB ✓ | PPO | $0 | $9,150 | $0 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| HumanaChoice Giveback H7617-003 (PPO) Humana Inc. · H7617-003-000 · SoB ✓ | PPO | $0 | $9,150 | $0 | 4.5out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| HumanaChoice H5216-229 (PPO) Humana Inc. · H5216-229-000 · SoB ✓ | PPO | $0 | $6,200 | $250 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| MyTruAdvantage Choice Plus (PPO) SIHO Holding, Inc. · H9042-007-000 · SoB | PPO | $0 | $4,000 | $300 | 3.0out of 5 stars, Average | $100 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| MyTruAdvantage Select (HMO) SIHO Holding, Inc. · H6529-004-000 · SoB | HMO | $0 | $3,300 | $200 | 3.5out of 5 stars, Average | $100 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| UHC Complete Care IN-21 (HMO-POS C-SNP) UnitedHealth Group, Inc. · H2802-068-000 · SoB ✓ | HMO-POS C-SNP | $0 | $6,700 | $440 | 4.0out of 5 stars, Above average | Reported | Vision exam Eyewear Hearing aids OTC allowance Meals |
| Wellcare Giveback Open (PPO) Centene Corporation · H6348-008-000 · SoB ✓ | PPO | $0 | $8,500 | $615 | 3.0out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Wellcare Simple (HMO-POS) Centene Corporation · H3499-002-000 · SoB ✓ | HMO-POS | $0 | $4,200 | $615 | 3.0out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance |
| Wellcare Simple Open (PPO) Centene Corporation · H6348-002-000 · SoB ✓ | PPO | $0 | $4,300 | $615 | 3.0out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Anthem Medicare Advantage (PPO) Elevance Health, Inc. · H7093-002-000 · SoB ✓ | PPO | $9 | $6,750 | $95 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids |
| Humana PathWays Dual Care (HMO-POS D-SNP) Humana Inc. · H4939-001-000 · SoB ✓ | HMO-POS D-SNP | $20.90 | $9,250 | $615 | Not rated | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Gold Plus SNP-DE H4939-003 (HMO-POS D-SNP) Humana Inc. · H4939-003-000 · SoB ✓ | HMO-POS D-SNP | $22.40 | $9,250 | $615 | Not rated | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Anthem Extra Help (HMO-POS) Elevance Health, Inc. · H3447-024-000 · SoB ✓ | HMO-POS | $22.80 | $4,900 | $390 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Anthem Full Dual Advantage (HMO D-SNP) Elevance Health, Inc. · H0629-001-000 · SoB ✓ | HMO D-SNP | $23.50 | $9,250 | $615 | Not rated | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Anthem Dual Advantage (HMO D-SNP) Elevance Health, Inc. · H0629-002-000 · SoB ✓ | HMO D-SNP | $25.90 | $9,250 | $615 | Not rated | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Anthem Medicare Advantage 2 (PPO) Elevance Health, Inc. · H1607-015-000 · SoB ✓ | PPO | $26 | $6,750 | $250 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids |
| HumanaChoice H5216-463 (PPO) Humana Inc. · H5216-463-000 · SoB ✓ | PPO | $28 | $6,350 | $400 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Wellcare Assist (HMO-POS) Centene Corporation · H3499-008-000 · SoB ✓ | HMO-POS | $31.10 | $5,700 | $560 | 3.0out of 5 stars, Average | Reported | Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Aetna Medicare Value Care (PPO) CVS Health Corporation · H5521-302-000 · SoB ✓ | PPO | $33 | $5,200 | $615 | 4.5out of 5 stars, Above average | $15 | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| MyTruAdvantage Choice Complete (PPO) SIHO Holding, Inc. · H9042-004-000 · SoB | PPO | $34.80 | $3,800 | $200 | 3.0out of 5 stars, Average | $100 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Humana Dual Select H4939-002 (HMO-POS D-SNP) Humana Inc. · H4939-002-000 · SoB ✓ | HMO-POS D-SNP | $37.50 | $9,250 | $615 | Not rated | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| HumanaChoice H5216-053 (PPO) Humana Inc. · H5216-053-000 · SoB ✓ | PPO | $38 | $6,550 | $200 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Anthem I PathWays Dual Care Advantage (HMO D-SNP) Elevance Health, Inc. · H0629-003-000 · SoB ✓ | HMO D-SNP | $38.40 | $9,250 | $615 | Not rated | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Anthem I PathWays Dual Care Advantage NFLOC (HMO D-SNP) Elevance Health, Inc. · H0629-004-000 · SoB ✓ | HMO D-SNP | $38.40 | $9,250 | $615 | Not rated | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Together in Health (PPO I-SNP) Humana Inc. · H5216-400-000 · SoB ✓ | PPO I-SNP | $38.40 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| UHC Dual Complete IN-D001 (PPO D-SNP) UnitedHealth Group, Inc. · H2385-002-000 · SoB ✓ | PPO D-SNP | $38.40 | $9,250 | $615 | Not rated | Reported | Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete IN-S002 (PPO D-SNP) UnitedHealth Group, Inc. · H2385-001-000 · SoB ✓ | PPO D-SNP | $38.40 | $9,250 | $615 | Not rated | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC PathWays Dual Care IN-S1 (PPO D-SNP) UnitedHealth Group, Inc. · H2385-003-000 · SoB ✓ | PPO D-SNP | $38.40 | $9,250 | $615 | Not rated | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC PathWays Dual Care IN-S3 (PPO D-SNP) UnitedHealth Group, Inc. · H2385-004-000 · SoB ✓ | PPO D-SNP | $38.40 | $9,250 | $615 | Not rated | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Wellcare Assist Open (PPO) Centene Corporation · H6348-009-000 · SoB ✓ | PPO | $38.40 | $5,000 | $380 | 3.0out of 5 stars, Average | Reported | Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| AARP Medicare Advantage Patriot No Rx IN-MA01 (PPO) UnitedHealth Group, Inc. · H2406-074-000 · SoB ✓ | PPO | — | $8,850 | — | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Aetna Medicare Eagle (PPO) CVS Health Corporation · H5521-286-000 · SoB ✓ | PPO | — | $4,900 | — | 4.5out of 5 stars, Above average | $100 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Anthem Veteran (PPO) Elevance Health, Inc. · H7093-001-000 · SoB ✓ | PPO | — | $9,250 | — | 3.5out of 5 stars, Average | $30 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Humana USAA Honor Giveback (PPO) Humana Inc. · H5216-218-000 · SoB ✓ | PPO | — | $7,900 | — | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Humana USAA Honor Giveback (PPO) Humana Inc. · H7617-073-000 · SoB ✓ | PPO | — | $7,900 | — | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Humana USAA Honor Giveback (PPO) Humana Inc. · H5216-441-000 · SoB ✓ | PPO | — | $7,900 | — | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Red, White and Tru (PPO) SIHO Holding, Inc. · H9042-008-000 · SoB | PPO | — | $5,500 | — | 3.0out of 5 stars, Average | $100 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Wellcare Patriot Giveback Open (PPO) Centene Corporation · H6348-005-000 · SoB ✓ | PPO | — | $5,500 | — | 3.0out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2026 rating is largely based on performance measured in 2024.
5 Excellent4 Above average3 Average2 Below average1 Poor
Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.
How to read this table
Yes — the plan's approved bid reports the benefit. No — the bid reports it is not offered. — — CMS did not publish a value for this field; that is not the same as No. Reported under an allowance column means the benefit is offered but CMS published no dollar amount. Premium is the CMS consolidated monthly premium (Part C + Part D). MOOP is the in-network maximum out-of-pocket. Star rating is the contract's overall rating in the CMS file used for this build. SNP plans (D-SNP, C-SNP, I-SNP) are limited to people who meet the plan's eligibility rules. A plan's own Summary of Benefits and Evidence of Coverage govern the details.
Click a column header to sort. On small screens the Part D deductible and OTC columns are hidden; open a plan for the full record.
Is a drug covered by plans in Clay County?
Before enrolling or making a coverage decision, confirm current details with the plan, Medicare.gov, your State Health Insurance Assistance Program (SHIP), or 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048). MedicareBenefits.care reports CMS-filed data and does not verify provider networks, pharmacy participation, or final plan terms.
Download all 49 Clay County plans as CSVEvery column on this page plus the 14 benefit flags and published allowances — part of Pro, $99/month or $990/year.