Torrance County, New Mexico — 2026 Medicare Advantage plans
44 individual Medicare Advantage plan segments from 6 parent organizations are filed for Torrance County for 2026, per CMS public files. This page reports what was filed; it does not rank or recommend plans.
CMS public dataReported, not recommendedNo broker influenceNo paid placementDirect from CMS sources
44plans filed +4 vs prior year
35with a $0 premium +11 vs prior year
$6,000median in-network MOOP +$400 vs prior year
10on 4-star or better contracts
31report comprehensive dental
39report an OTC allowance
Quick filters:
| Plan | Type | Premium | In-network MOOP | Part D deductible | Star rating | OTC allowance | Supplemental benefits reported |
|---|---|---|---|---|---|---|---|
| AARP Medicare Advantage Giveback from UHC NM-7 (PPO) UnitedHealth Group, Inc. · H2406-096-000 · SoB ✓ | PPO | $0 | $6,700 | $600 | 4.0out of 5 stars, Above average | — | Vision exam Eyewear Hearing aids |
| AARP Medicare Advantage from UHC NM-0004 (PPO) UnitedHealth Group, Inc. · H2406-089-000 · SoB ✓ | PPO | $0 | $5,900 | $600 | 4.0out of 5 stars, Above average | Reported | Vision exam Eyewear Hearing aids OTC allowance Meals |
| Blue Cross MA Dual Care Plus Preferred (PPO D-SNP) Health Care Service Corporation · H8634-009-000 · SoB ✓ | PPO D-SNP | $0 | $9,250 | $615 | 3.0out of 5 stars, Average | $285 | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Blue Cross Medicare Advantage Choice Premier (PPO) Health Care Service Corporation · H1666-012-000 · SoB ✓ | PPO | $0 | $5,100 | $450 | 3.0out of 5 stars, Average | $50 | Vision exam Eyewear Hearing aids OTC allowance |
| Blue Cross Medicare Advantage Classic (PPO) Health Care Service Corporation · H8634-010-000 · SoB ✓ | PPO | $0 | $7,355 | $615 | 3.0out of 5 stars, Average | $40 | Vision exam Hearing aids OTC allowance |
| Blue Cross Medicare Advantage Dental Premier (PPO) Health Care Service Corporation · H1666-016-000 · SoB ✓ | PPO | $0 | $9,250 | $615 | 3.0out of 5 stars, Average | $105 | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) Health Care Service Corporation · H3251-029-000 · SoB ✓ | HMO D-SNP | $0 | $9,250 | $615 | 2.5out of 5 stars, Below average | $285 | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Blue Cross Medicare Advantage Health Choice (PPO) Health Care Service Corporation · H1666-014-000 · SoB ✓ | PPO | $0 | $6,750 | $615 | 3.0out of 5 stars, Average | $85 | Vision exam Eyewear Hearing aids OTC allowance |
| Blue Cross Medicare Advantage Select (HMO) Health Care Service Corporation · H3251-002-000 · SoB ✓ | HMO | $0 | $4,200 | $450 | 2.5out of 5 stars, Below average | $80 | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| DEVOTED C-SNP 003 NM (HMO C-SNP) Devoted Health, Inc. · H9977-003-000 · SoB ✓ | HMO C-SNP | $0 | $4,400 | $615 | Not rated | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| DEVOTED C-SNP PLUS 004 NM (HMO C-SNP) Devoted Health, Inc. · H9977-004-000 · SoB ✓ | HMO C-SNP | $0 | $9,250 | $615 | Not rated | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| DEVOTED CORE 001 NM (HMO) Devoted Health, Inc. · H9977-001-000 · SoB ✓ | HMO | $0 | $4,100 | $375 | Not rated | $100 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| DEVOTED GIVEBACK 002 NM (HMO) Devoted Health, Inc. · H9977-002-000 · SoB ✓ | HMO | $0 | $7,000 | $605 | Not rated | $94 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| HealthSpring Preferred (HMO) Health Care Service Corporation · H0672-005-000 · SoB ✓ | HMO | $0 | $4,201 | $200 | 3.0out of 5 stars, Average | $85 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Essentials Plus Giveback H5216-435 (PPO) Humana Inc. · H5216-435-003 · SoB ✓ | PPO | $0 | $7,850 | $0 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana Inc. · H0028-076-000 · SoB ✓ | HMO C-SNP | $0 | $9,250 | $140 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana Inc. · H4461-065-000 · SoB ✓ | HMO C-SNP | $0 | $3,250 | $615 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Gold Plus H0028-019 (HMO) Humana Inc. · H0028-019-000 · SoB ✓ | HMO | $0 | $3,800 | $0 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Together in Health (PPO I-SNP) Humana Inc. · H5216-444-000 · SoB ✓ | PPO I-SNP | $0 | $9,250 | $570 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Humana Total Complete H4461-064 (HMO) Humana Inc. · H4461-064-000 · SoB ✓ | HMO | $0 | $3,800 | $0 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Value Choice H5216-078 (PPO) Humana Inc. · H5216-078-006 · SoB ✓ | PPO | $0 | $5,000 | $615 | 3.5out of 5 stars, Average | Reported | Vision exam Eyewear Hearing aids OTC allowance Meals |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana Inc. · H5216-443-000 · SoB ✓ | PPO C-SNP | $0 | $9,250 | $235 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare, Inc. · H8845-007-001 · SoB ✓ | HMO D-SNP | $0 | $9,250 | $615 | Not rated | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Presbyterian Dual Plus (HMO D-SNP) Presbyterian Healthcare Services · H3204-013-006 · SoB | HMO D-SNP | $0 | $9,250 | $550 | 3.0out of 5 stars, Average | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Presbyterian Senior Care Extra Health Plan with Rx (HMO) Presbyterian Healthcare Services · H3204-017-000 · SoB | HMO | $0 | $6,000 | $615 | 3.0out of 5 stars, Average | $45 | Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Presbyterian Senior Care Plan 2 with Rx (HMO) Presbyterian Healthcare Services · H3204-001-000 · SoB | HMO | $0 | $6,000 | $0 | 3.0out of 5 stars, Average | $25 | Vision exam Eyewear Hearing aids OTC allowance Meals |
| UHC Complete Care NM-11 (PPO C-SNP) UnitedHealth Group, Inc. · H2001-070-000 · SoB ✓ | PPO C-SNP | $0 | $5,900 | $520 | 4.5out of 5 stars, Above average | Reported | Vision exam Eyewear Hearing aids OTC allowance Meals |
| UHC Complete Care Support NM-1A (PPO C-SNP) UnitedHealth Group, Inc. · H2001-042-000 · SoB ✓ | PPO C-SNP | $0 | $9,250 | $491 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete NM-S1 (PPO D-SNP) UnitedHealth Group, Inc. · H0294-050-000 · SoB ✓ | PPO D-SNP | $0 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete NM-V1 (PPO D-SNP) UnitedHealth Group, Inc. · H0294-051-000 · SoB ✓ | PPO D-SNP | $0 | $4,900 | $615 | 3.5out of 5 stars, Average | Reported | Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete NM-Y1 (PPO D-SNP) UnitedHealth Group, Inc. · H0294-049-000 · SoB ✓ | PPO D-SNP | $0 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| HumanaChoice H5216-223 (PPO) Humana Inc. · H5216-223-000 · SoB ✓ | PPO | $9 | $4,900 | $200 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HumanaChoice H7617-068 (PPO) Humana Inc. · H7617-068-000 · SoB ✓ | PPO | $9 | $4,900 | $200 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HumanaChoice H5216-196 (PPO) Humana Inc. · H5216-196-002 · SoB ✓ | PPO | $19 | $7,200 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Blue Cross Medicare Advantage Basic (HMO) Health Care Service Corporation · H3822-002-000 · SoB ✓ | HMO | $20 | $4,200 | $450 | 3.0out of 5 stars, Average | — | Vision exam |
| AARP Medicare Advantage from UHC NM-0001 (PPO) UnitedHealth Group, Inc. · H2406-054-000 · SoB ✓ | PPO | $33 | $4,900 | $520 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Blue Cross Medicare Advantage Balance (PPO) Health Care Service Corporation · H1666-019-000 · SoB ✓ | PPO | $59 | $6,750 | $450 | 3.0out of 5 stars, Average | $45 | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Humana Full Access H7617-069 (PPO) Humana Inc. · H7617-069-000 · SoB ✓ | PPO | $64 | $3,400 | $615 | 4.5out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Blue Cross Medicare Advantage Optimum (PPO) Health Care Service Corporation · H1666-020-000 · SoB ✓ | PPO | $90 | $4,250 | $300 | 3.0out of 5 stars, Average | $65 | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Presbyterian Senior Care Plan 3 with Rx (HMO) Presbyterian Healthcare Services · H3204-007-000 · SoB | HMO | $114 | $4,000 | $0 | 3.0out of 5 stars, Average | $25 | Vision exam Eyewear Hearing aids OTC allowance Meals |
| AARP Medicare Advantage Patriot No Rx NM-MA01 (PPO) UnitedHealth Group, Inc. · H2406-080-000 · SoB ✓ | PPO | — | $6,700 | — | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Humana USAA Honor Giveback (PPO) Humana Inc. · H5216-436-003 · SoB ✓ | PPO | — | $6,200 | — | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HumanaChoice H5216-437 (PPO) Humana Inc. · H5216-437-002 · SoB ✓ | PPO | — | $4,150 | — | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Presbyterian Senior Care Plan 1 (HMO) Presbyterian Healthcare Services · H3204-008-000 · SoB | HMO | — | $4,250 | — | 3.0out of 5 stars, Average | — | Vision exam Eyewear Hearing aids Meals |
What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2026 rating is largely based on performance measured in 2024.
5 Excellent4 Above average3 Average2 Below average1 Poor
Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.
How to read this table
Yes — the plan's approved bid reports the benefit. No — the bid reports it is not offered. — — CMS did not publish a value for this field; that is not the same as No. Reported under an allowance column means the benefit is offered but CMS published no dollar amount. Premium is the CMS consolidated monthly premium (Part C + Part D). MOOP is the in-network maximum out-of-pocket. Star rating is the contract's overall rating in the CMS file used for this build. SNP plans (D-SNP, C-SNP, I-SNP) are limited to people who meet the plan's eligibility rules. A plan's own Summary of Benefits and Evidence of Coverage govern the details.
Click a column header to sort. On small screens the Part D deductible and OTC columns are hidden; open a plan for the full record.
Is a drug covered by plans in Torrance County?
Before enrolling or making a coverage decision, confirm current details with the plan, Medicare.gov, your State Health Insurance Assistance Program (SHIP), or 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048). MedicareBenefits.care reports CMS-filed data and does not verify provider networks, pharmacy participation, or final plan terms.
Download all 44 Torrance County plans as CSVEvery column on this page plus the 14 benefit flags and published allowances — part of Pro, $99/month or $990/year.
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