Liberty County, Florida — 2026 Medicare Advantage plans
24 individual Medicare Advantage plan segments from 4 parent organizations are filed for Liberty County for 2026, per CMS public files. This page reports what was filed; it does not rank or recommend plans.
| Plan | Type | Premium | In-network MOOP | Part D deductible | Star rating | OTC allowance | Supplemental benefits reported |
|---|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC FL-0011 (HMO-POS) UnitedHealth Group, Inc. · H1045-041-000 · SoB ✓ | HMO-POS | $0 | $3,900 | $270 | 4.5out of 5 stars, Above average | — | Vision exam Eyewear Hearing aids Meals |
| AARP Medicare Advantage from UHC FL-0016 (PPO) UnitedHealth Group, Inc. · H2406-008-000 · SoB ✓ | PPO | $0 | $6,700 | $600 | 4.0out of 5 stars, Above average | — | Vision exam Eyewear Hearing aids Meals |
| BlueMedicare Value (PPO) Guidewell Mutual Holding Corporation · H5434-025-000 · SoB | PPO | $0 | $9,250 | $615 | 3.5out of 5 stars, Average | — | Vision exam Eyewear Hearing aids |
| Capital Health Plan Giveback Advantage (HMO) Guidewell Mutual Holding Corporation · H5938-009-000 · SoB | HMO | $0 | $6,700 | $250 | 4.5out of 5 stars, Above average | — | Vision exam Eyewear |
| Capital Health Plan Silver Advantage (HMO) Guidewell Mutual Holding Corporation · H5938-008-000 · SoB | HMO | $0 | $5,500 | $250 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance |
| Humana Full Access Giveback H5216-393 (PPO) Humana Inc. · H5216-393-000 · SoB ✓ | PPO | $0 | $6,750 | $600 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Humana Full Access Giveback H7617-111 (PPO) Humana Inc. · H7617-111-000 · SoB ✓ | PPO | $0 | $6,750 | $600 | 4.5out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Humana Value Choice H5216-070 (PPO) Humana Inc. · H5216-070-000 · SoB ✓ | PPO | $0 | $6,750 | $615 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| UHC Dual Complete FL-D006 (HMO-POS D-SNP) UnitedHealth Group, Inc. · H2509-002-000 · SoB ✓ | HMO-POS D-SNP | $0 | $9,250 | $544 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealth Group, Inc. · H2509-003-000 · SoB ✓ | HMO-POS D-SNP | $0 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) Humana Inc. · H5216-394-000 · SoB ✓ | PPO D-SNP | $4.80 | $4,900 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete FL-D003 (PPO D-SNP) UnitedHealth Group, Inc. · H1889-002-001 · SoB ✓ | PPO D-SNP | $4.80 | $9,250 | $615 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete FL-Y4 (PPO D-SNP) UnitedHealth Group, Inc. · H1889-026-000 · SoB ✓ | PPO D-SNP | $4.80 | $9,250 | $615 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Wellcare Dual Access Sync (HMO D-SNP) Centene Corporation · H1032-240-000 · SoB ✓ | HMO D-SNP | $4.80 | $9,250 | $615 | 4.0out of 5 stars, Above average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Wellcare Dual Reserve (HMO D-SNP) Centene Corporation · H1032-202-000 · SoB ✓ | HMO D-SNP | $4.80 | $3,000 | $615 | 4.0out of 5 stars, Above average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Centene Corporation · H1032-242-000 · SoB ✓ | HMO D-SNP | $4.80 | $9,250 | $615 | 4.0out of 5 stars, Above average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Capital Health Plan Advantage Plus (HMO) Guidewell Mutual Holding Corporation · H5938-001-000 · SoB | HMO | $34 | $4,500 | $250 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance |
| HumanaChoice Florida H7284-009 (PPO) Humana Inc. · H7284-009-000 · SoB ✓ | PPO | $39 | $6,750 | $615 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids |
| Capital Health Plan Preferred Advantage (HMO) Guidewell Mutual Holding Corporation · H5938-006-000 · SoB | HMO | $96 | $4,500 | $200 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealth Group, Inc. · H2406-130-000 · SoB ✓ | PPO | — | $8,900 | — | 4.0out of 5 stars, Above average | Reported | Vision exam Eyewear Hearing aids OTC allowance Meals |
| BlueMedicare Patriot (PPO) Guidewell Mutual Holding Corporation · H5434-040-000 · SoB | PPO | — | $6,750 | — | 3.5out of 5 stars, Average | $50 | Vision exam Eyewear Hearing aids OTC allowance |
| Humana USAA Honor Giveback (PPO) Humana Inc. · H5216-257-000 · SoB ✓ | PPO | — | $6,000 | — | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana USAA Honor Giveback (PPO) Humana Inc. · H5216-467-000 · SoB ✓ | PPO | — | $6,750 | — | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Humana USAA Honor Giveback (PPO) Humana Inc. · H7617-108-000 · SoB ✓ | PPO | — | $6,750 | — | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2026 rating is largely based on performance measured in 2024.
5 Excellent4 Above average3 Average2 Below average1 Poor
Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.
How to read this table
Yes — the plan's approved bid reports the benefit. No — the bid reports it is not offered. — — CMS did not publish a value for this field; that is not the same as No. Reported under an allowance column means the benefit is offered but CMS published no dollar amount. Premium is the CMS consolidated monthly premium (Part C + Part D). MOOP is the in-network maximum out-of-pocket. Star rating is the contract's overall rating in the CMS file used for this build. SNP plans (D-SNP, C-SNP, I-SNP) are limited to people who meet the plan's eligibility rules. A plan's own Summary of Benefits and Evidence of Coverage govern the details.
Click a column header to sort. On small screens the Part D deductible and OTC columns are hidden; open a plan for the full record.
Is a drug covered by plans in Liberty County?
Download all 24 Liberty County plans as CSVEvery column on this page plus the 14 benefit flags and published allowances — part of Pro, $99/month or $990/year.