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Contra Costa County, California — 2026 Medicare Advantage plans

Contract year 2026 · data updated October 01, 2026 · source files

11 individual Medicare Advantage plan segments from 6 parent organizations are filed for Contra Costa County for 2026, per CMS public files. This page reports what was filed; it does not rank or recommend plans.

CMS public dataReported, not recommendedNo broker influenceNo paid placementDirect from CMS sources
11plans filed −8 vs prior year
5with a $0 premium −6 vs prior year
$5,900median in-network MOOP +$2,901 vs prior year
5on 4-star or better contracts
4report comprehensive dental
10report an OTC allowance

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PlanTypePremiumIn-network MOOPPart D deductibleStar ratingOTC allowanceSupplemental benefits reported
Central Health Dual Access Plan (HMO D-SNP)
Molina Healthcare, Inc. · H5649-024-000 · SoB ✓
HMO D-SNP$0$9,250$5503.0out of 5 stars, AverageReportedVision exam Eyewear Hearing aids Transportation OTC allowance Meals
Imperial Dynamic Plan (HMO)
Imperial Health Plan of California · H5496-012-000 · SoB
HMO$0$296$03.5out of 5 stars, Average$140Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals
Imperial Senior Value (HMO C-SNP)
Imperial Health Plan of California · H5496-005-000 · SoB
HMO C-SNP$0$296$03.5out of 5 stars, Average$130Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals
Kaiser Permanente Dual Complete North P17 (HMO D-SNP)
Kaiser Foundation Health Plan, Inc. · H8794-017-000 · SoB ✓
HMO D-SNP$0$9,250$6154.0out of 5 stars, Above average$75Vision exam Eyewear OTC allowance
UHC Complete Care Support CA-8AP (HMO-POS C-SNP)
UnitedHealth Group, Inc. · H0543-249-000 · SoB ✓
HMO-POS C-SNP$8.90$9,250$6154.0out of 5 stars, Above averageReportedVision exam Eyewear Hearing aids OTC allowance
Contra Costa Health Care Plus (HMO D-SNP)
Contra Costa Health Services · H5119-001-000 · SoB
HMO D-SNP$12$9,250$615Not rated$20Vision exam Eyewear OTC allowance
Kaiser Permanente Sr Adv Basic Contra Costa (HMO)
Kaiser Foundation Health Plan, Inc. · H0524-061-000 · SoB ✓
HMO$18$5,000$04.5out of 5 stars, Above averageReportedVision exam OTC allowance
HumanaChoice H5525-084 (PPO)
Humana Inc. · H5525-084-000 · SoB ✓
PPO$70$6,750$6153.5out of 5 stars, Average—Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals
AARP Medicare Advantage from UHC CA-8 (HMO-POS)
UnitedHealth Group, Inc. · H0543-189-000 · SoB ✓
HMO-POS$74$5,900$4404.0out of 5 stars, Above averageReportedVision exam Eyewear Hearing aids OTC allowance
Kaiser Permanente Sr Adv Enhanced Contra Costa (HMO)
Kaiser Foundation Health Plan, Inc. · H0524-033-000 · SoB ✓
HMO$89$3,400$04.5out of 5 stars, Above averageReportedVision exam OTC allowance
Imperial Courage Plan (HMO)
Imperial Health Plan of California · H5496-016-000 · SoB
HMO—$2,999—3.5out of 5 stars, Average$75Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals

What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2026 rating is largely based on performance measured in 2024.

5 Excellent4 Above average3 Average2 Below average1 Poor

Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.

How to read this table

Yes — the plan's approved bid reports the benefit. No — the bid reports it is not offered. — — CMS did not publish a value for this field; that is not the same as No. Reported under an allowance column means the benefit is offered but CMS published no dollar amount. Premium is the CMS consolidated monthly premium (Part C + Part D). MOOP is the in-network maximum out-of-pocket. Star rating is the contract's overall rating in the CMS file used for this build. SNP plans (D-SNP, C-SNP, I-SNP) are limited to people who meet the plan's eligibility rules. A plan's own Summary of Benefits and Evidence of Coverage govern the details.

Click a column header to sort. On small screens the Part D deductible and OTC columns are hidden; open a plan for the full record.

Is a drug covered by plans in Contra Costa County?

Shows the tier, prior-authorization / step-therapy / quantity-limit flags and tier cost sharing for every plan above, plus the 12 stand-alone Part D plans in the California region. From the CMS monthly formulary file.

Before enrolling or making a coverage decision, confirm current details with the plan, Medicare.gov, your State Health Insurance Assistance Program (SHIP), or 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048). MedicareBenefits.care reports CMS-filed data and does not verify provider networks, pharmacy participation, or final plan terms.

Download all 11 Contra Costa County plans as CSVEvery column on this page plus the 14 benefit flags and published allowances — part of Pro, $99/month or $990/year.

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