2027 Medicare Advantage plans in Mackinac, Michigan
| Plan | Type | Premium / mo | Out-of-pocket max | Overall stars | Part D deductible | OTC allowance | Supplemental benefits reported |
|---|---|---|---|---|---|---|---|
| Medicare Plus Blue Value (PPO) View this plan's 2026 version → Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H9572_010_0 | PPO | $0 per month | $6,750 | 2027 rating not yet published | $700 | $25 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids OTC allowance Telehealth Food / produce |
| Upper Peninsula Health Plan MI Coordinated Health (HMO D-SNP) View this plan's 2026 version → DLP Marquette Health Plan, LLC · H3127_001_0 D-SNP | HMO D-SNP | $6.30 per month | $9,850 | 2027 rating not yet published | $700 | $51 | OTC allowance Telehealth Food / produce |
| Humana Full Access R0110-014 (Regional PPO) View this plan's 2026 version → Humana Inc. · R0110_014_0 | Regional PPO | $89 per month | $7,050 | 2027 rating not yet published | $700 | — | none reported |
| Medicare Plus Blue Vitality (PPO) View this plan's 2026 version → Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H9572_002_3 | PPO | $100 per month | $5,000 | 2027 rating not yet published | $250 | $40 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids OTC allowance Meals Chiropractic Telehealth Food / produce |
| BCN Advantage Classic (HMO-POS) View this plan's 2026 version → Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H5883_002_3 | HMO-POS | $138 per month | $4,800 | 2027 rating not yet published | $200 | $30 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids OTC allowance Meals Chiropractic Telehealth Food / produce |
| Medicare Plus Blue Signature (PPO) View this plan's 2026 version → Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H9572_001_3 | PPO | $168 per month | $4,300 | 2027 rating not yet published | $200 | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids OTC allowance Meals Chiropractic Telehealth Food / produce |
| BCN Advantage Prestige (HMO-POS) View this plan's 2026 version → Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H5883_003_3 | HMO-POS | $248 per month | $4,400 | 2027 rating not yet published | $100 | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids OTC allowance Meals Chiropractic Telehealth Food / produce |
| Medicare Plus Blue Assure (PPO) View this plan's 2026 version → Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H9572_003_3 | PPO | $299.30 per month | $4,000 | 2027 rating not yet published | $100 | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids OTC allowance Meals Chiropractic Telehealth Food / produce |
| BCN Advantage Elements (HMO-POS) Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H5883_017_0 No drug coverage | HMO-POS | — per month | $4,500 | 2027 rating not yet published | No Part D | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids OTC allowance Chiropractic Telehealth Food / produce |
| Humana USAA Honor Giveback (PPO) View this plan's 2026 version → Humana Inc. · H5216_190_0 No drug coverage | PPO | — per month | $6,550 | 2027 rating not yet published | No Part D | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids OTC allowance Meals Acupuncture Telehealth |
| HumanaChoice R0110-013 (Regional PPO) View this plan's 2026 version → Humana Inc. · R0110_013_0 No drug coverage | Regional PPO | — per month | $6,550 | 2027 rating not yet published | No Part D | — | none reported |
Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H9572_010_0
Humana Inc. · R0110_014_0What the star rating means, and what's not shown yet
What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2027 rating is largely based on performance measured in 2025.
5 Excellent4 Above average3 Average2 Below average1 Poor
Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.
Premiums and the out-of-pocket maximum are Part A/Part B plan costs as filed; the Part D deductible is the plan's drug deductible. Supplemental benefits (dental, vision, hearing, over-the-counter, transportation, meals and the rest) come from each plan's approved 2027 bid. A benefit listed here is one the bid reports; an allowance shown as Reported is offered with no dollar amount published. Visit copays and each plan's drug list are not in these files yet.
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