2027 Medicare Advantage plans in Houghton, Michigan
| Plan | Type | Premium / mo | Out-of-pocket max | Overall stars | Part D deductible |
|---|---|---|---|---|---|
| Humana Full Access Giveback (PPO) See this plan's current-year detail → Humana Inc. · H7617_058_0 No drug coverage | PPO | $0 per month | $9,850 | Not rated | — |
| Humana Value Plus H5216-382 (PPO) See this plan's current-year detail → Humana Inc. · H5216_382_0 No drug coverage | PPO | $0 per month | $9,850 | Not rated | — |
| Medicare Plus Blue Value (PPO) See this plan's current-year detail → Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H9572_010_0 No drug coverage | PPO | $0 per month | $6,750 | Not rated | — |
| Upper Peninsula Health Plan MI Coordinated Health (HMO D-SNP) See this plan's current-year detail → DLP Marquette Health Plan, LLC · H3127_001_0 D-SNPNo drug coverage | HMO D-SNP | $6.30 per month | $9,850 | Not rated | — |
| Humana Full Access (PPO) See this plan's current-year detail → Humana Inc. · H5216_011_0 No drug coverage | PPO | $41 per month | $4,800 | Not rated | — |
| Humana Gold Choice H8145-006 (PFFS) See this plan's current-year detail → Humana Inc. · H8145_006_0 No drug coverage | PFFS | $60 per month | $7,800 | Not rated | — |
| Humana Full Access R0110-014 (Regional PPO) See this plan's current-year detail → Humana Inc. · R0110_014_0 No drug coverage | Regional PPO | $89 per month | $7,050 | Not rated | — |
| Medicare Plus Blue Vitality (PPO) See this plan's current-year detail → Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H9572_002_4 No drug coverage | PPO | $91 per month | $5,000 | Not rated | — |
| Medicare Plus Blue Signature (PPO) See this plan's current-year detail → Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H9572_001_4 No drug coverage | PPO | $132 per month | $4,300 | Not rated | — |
| Medicare Plus Blue Assure (PPO) See this plan's current-year detail → Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H9572_003_4 No drug coverage | PPO | $217.50 per month | $4,000 | Not rated | — |
| Humana USAA Honor Giveback (PPO) See this plan's current-year detail → Humana Inc. · H5216_190_0 No drug coverage | PPO | — per month | $6,550 | Not rated | — |
| Humana USAA Honor Giveback (PPO) See this plan's current-year detail → Humana Inc. · H7617_054_0 No drug coverage | PPO | — per month | $6,550 | Not rated | — |
| HumanaChoice R0110-013 (Regional PPO) See this plan's current-year detail → Humana Inc. · R0110_013_0 No drug coverage | Regional PPO | — per month | $6,550 | Not rated | — |
What the star rating means, and what's not shown yet
What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2027 rating is largely based on performance measured in 2025.
5 Excellent4 Above average3 Average2 Below average1 Poor
Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.
Premiums and the out-of-pocket maximum are Part A/Part B plan costs as filed; the Part D deductible is the plan's drug deductible. Copays for doctor visits, dental, vision, hearing, over-the-counter and other extra benefits, and each plan's drug list, are not in the 2027 plan list yet — CMS publishes them in late October and this page will show them then.
Need every 2027 plan as data?The full 2027 plan-design and enrollment files power the Pro export.
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