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2027 Medicare Advantage plans in Citrus, Florida

Preview from the CMS 2027 plan list · 83 plans · updated October 01, 2026

Early look at 2027. These are the 2027 plans exactly as CMS first published them (CMS Landscape file cy2027-landscape-202609.zip): premium, out-of-pocket maximum, star rating, Part D deductible and plan type. The rest — dental, vision, hearing, drug lists, copays and extra benefits — publishes in late October, and this section fills in automatically when it does. Enrollment for 2027 runs October 15 – December 7.
83Medicare Advantage plans for 2027
74with a $0 monthly premium
$500lowest in-network out-of-pocket max
0rated 4 stars or higher

PlanTypePremium / moOut-of-pocket maxOverall starsPart D deductible
AARP Medicare Advantage from UHC FL-0013 (HMO-POS)
See this plan's current-year detail →
UnitedHealth Group, Inc. · H1045_043_0
No drug coverage
HMO-POS$0 per month$4,450Not rated—
AARP Medicare Advantage from UHC FL-0023 (PPO)
See this plan's current-year detail →
UnitedHealth Group, Inc. · H2406_015_0
No drug coverage
PPO$0 per month$6,700Not rated—
Advantage Care COPD by Ultimate (HMO C-SNP)
See this plan's current-year detail →
Ultimate Healthcare Holdings, LLC · H2962_023_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$2,600Not rated—
Advantage Care by Ultimate (HMO C-SNP)
See this plan's current-year detail →
Ultimate Healthcare Holdings, LLC · H2962_021_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$1,600Not rated—
Advantage Plus by Ultimate (Full) (HMO D-SNP)
See this plan's current-year detail →
Ultimate Healthcare Holdings, LLC · H2962_035_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$500Not rated—
Advantage Plus by Ultimate (Partial) (HMO D-SNP)
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Ultimate Healthcare Holdings, LLC · H2962_036_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$500Not rated—
Aetna Medicare Full Dual Select (HMO D-SNP)
See this plan's current-year detail →
CVS Health Corporation · H1609_088_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$9,850Not rated—
Aetna Medicare Partial Dual Select (HMO D-SNP)
CVS Health Corporation · H1609_105_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$9,850Not rated—
Aetna Medicare QMB Only Select (HMO D-SNP)
See this plan's current-year detail →
CVS Health Corporation · H1609_044_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$9,850Not rated—
Aetna Medicare Select (HMO)
See this plan's current-year detail →
CVS Health Corporation · H1609_087_0
No drug coverage
HMO$0 per month$3,900Not rated—
Aetna Medicare Signature (PPO)
See this plan's current-year detail →
CVS Health Corporation · H5521_033_0
No drug coverage
PPO$0 per month$7,150Not rated—
BlueMedicare Classic (HMO)
See this plan's current-year detail →
Guidewell Mutual Holding Corporation · H1035_019_0
No drug coverage
HMO$0 per month$6,750Not rated—
BlueMedicare Value (PPO)
See this plan's current-year detail →
Guidewell Mutual Holding Corporation · H5434_035_0
No drug coverage
PPO$0 per month$6,750Not rated—
DEVOTED CORE 092 FL (HMO)
Devoted Health, Inc. · H1290_092_0
No drug coverage
HMO$0 per month$3,800Not rated—
DEVOTED DUAL 024 FL (HMO D-SNP)
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Devoted Health, Inc. · H1290_024_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$4,400Not rated—
DEVOTED DUAL FULL 103 FL (HMO D-SNP)
Devoted Health, Inc. · H1290_103_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$9,850Not rated—
DEVOTED DUAL QMB 052 FL (HMO D-SNP)
See this plan's current-year detail →
Devoted Health, Inc. · H1290_052_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$9,850Not rated—
DEVOTED GIVEBACK 093 FL (HMO)
Devoted Health, Inc. · H1290_093_0
No drug coverage
HMO$0 per month$7,150Not rated—
DEVOTED GIVEBACK EXTRAS 112 FL (HMO)
Devoted Health, Inc. · H1290_112_0
No drug coverage
HMO$0 per month$5,100Not rated—
Freedom Medi-Medi Partial (HMO D-SNP)
See this plan's current-year detail →
Elevance Health, Inc. · H5427_078_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$500Not rated—
Freedom Platinum Plan Rx (HMO)
See this plan's current-year detail →
Elevance Health, Inc. · H5427_093_0
No drug coverage
HMO$0 per month$2,000Not rated—
Freedom VIP Care (HMO C-SNP)
See this plan's current-year detail →
Elevance Health, Inc. · H5427_070_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$1,000Not rated—
Freedom VIP Rewards (HMO C-SNP)
See this plan's current-year detail →
Elevance Health, Inc. · H5427_099_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$3,400Not rated—
Freedom VIP Savings (HMO C-SNP)
See this plan's current-year detail →
Elevance Health, Inc. · H5427_072_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$3,400Not rated—
Freedom VIP Savings COPD (HMO C-SNP)
See this plan's current-year detail →
Elevance Health, Inc. · H5427_077_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$3,400Not rated—
Humana Dual Integrated (HMO D-SNP)
See this plan's current-year detail →
Humana Inc. · H1036_340_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$9,850Not rated—
Humana Dual Integrated (PPO D-SNP)
Humana Inc. · H5216_480_0
D-SNPNo drug coverage
PPO D-SNP$0 per month$9,850Not rated—
Humana Dual Select H1036-102 (HMO D-SNP)
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Humana Inc. · H1036_102_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$1,500Not rated—
Humana Dual Select H1036-314 (HMO D-SNP)
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Humana Inc. · H1036_314_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$3,400Not rated—
Humana Dual Select H5216-394 (PPO D-SNP)
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Humana Inc. · H5216_394_0
D-SNPNo drug coverage
PPO D-SNP$0 per month$4,900Not rated—
Humana Essentials Plus Giveback (PPO)
Humana Inc. · H7617_126_0
No drug coverage
PPO$0 per month$7,150Not rated—
Humana Fully Integrated H1036-280 (HMO D-SNP)
See this plan's current-year detail →
Humana Inc. · H1036_280_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$3,400Not rated—
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)
See this plan's current-year detail →
Humana Inc. · H1036_299_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$2,000Not rated—
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)
See this plan's current-year detail →
Humana Inc. · H1036_338_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$2,850Not rated—
Humana Gold Plus Giveback H1036-265 (HMO)
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Humana Inc. · H1036_265_1
No drug coverage
HMO$0 per month$2,400Not rated—
Humana Gold Plus Giveback H1036-266 (HMO)
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Humana Inc. · H1036_266_0
No drug coverage
HMO$0 per month$3,400Not rated—
Humana Gold Plus H1036-074 (HMO)
See this plan's current-year detail →
Humana Inc. · H1036_074_0
No drug coverage
HMO$0 per month$3,550Not rated—
Humana Gold Plus Lung (HMO C-SNP)
See this plan's current-year detail →
Humana Inc. · H1036_312_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$2,000Not rated—
Humana Value Choice (PPO)
See this plan's current-year detail →
Humana Inc. · H5216_072_0
No drug coverage
PPO$0 per month$5,600Not rated—
Optimum Diamond (HMO C-SNP)
See this plan's current-year detail →
Elevance Health, Inc. · H5594_036_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$1,000Not rated—
Optimum Diamond Rewards (HMO C-SNP)
See this plan's current-year detail →
Elevance Health, Inc. · H5594_028_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$1,750Not rated—
Optimum Diamond Rewards COPD (HMO C-SNP)
See this plan's current-year detail →
Elevance Health, Inc. · H5594_029_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$1,750Not rated—
Optimum Diamond Savings (HMO C-SNP)
See this plan's current-year detail →
Elevance Health, Inc. · H5594_030_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$5,000Not rated—
Optimum Diamond Savings COPD (HMO C-SNP)
See this plan's current-year detail →
Elevance Health, Inc. · H5594_031_0
Chronic or Disabling ConditionNo drug coverage
HMO C-SNP$0 per month$5,000Not rated—
Optimum Emerald Partial (HMO D-SNP)
See this plan's current-year detail →
Elevance Health, Inc. · H5594_016_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$500Not rated—
Optimum Gold Plan (HMO)
See this plan's current-year detail →
Elevance Health, Inc. · H5594_019_0
No drug coverage
HMO$0 per month$4,450Not rated—
Optimum Gold Plus Plan (HMO)
See this plan's current-year detail →
Elevance Health, Inc. · H5594_032_0
No drug coverage
HMO$0 per month$1,900Not rated—
Optimum Gold Rewards Plan (HMO)
See this plan's current-year detail →
Elevance Health, Inc. · H5594_001_0
No drug coverage
HMO$0 per month$1,900Not rated—
Optimum Platinum Plan (HMO)
See this plan's current-year detail →
Elevance Health, Inc. · H5594_002_0
No drug coverage
HMO$0 per month$1,000Not rated—
Premier by Ultimate (HMO)
See this plan's current-year detail →
Ultimate Healthcare Holdings, LLC · H2962_001_0
No drug coverage
HMO$0 per month$1,900Not rated—
SECUR Edge (HMO I-SNP)
See this plan's current-year detail →
Chapters CareNu Inc · H3048_003_0
InstitutionalNo drug coverage
HMO I-SNP$0 per month$3,400Not rated—
Simply Complete Platinum (HMO D-SNP)
See this plan's current-year detail →
Elevance Health, Inc. · H5471_118_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$500Not rated—
Simply Integrated Platinum (HMO D-SNP)
See this plan's current-year detail →
Elevance Health, Inc. · H5471_135_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$500Not rated—
UHC Complete Care FL-14 (HMO-POS C-SNP)
See this plan's current-year detail →
UnitedHealth Group, Inc. · H1045_048_3
Chronic or Disabling ConditionNo drug coverage
HMO-POS C-SNP$0 per month$3,400Not rated—
UHC Dual Complete FL-Q1 (PPO D-SNP)
See this plan's current-year detail →
UnitedHealth Group, Inc. · H1889_002_1
D-SNPNo drug coverage
PPO D-SNP$0 per month$9,850Not rated—
UHC Dual Complete FL-Q2 (HMO-POS D-SNP)
See this plan's current-year detail →
UnitedHealth Group, Inc. · H2509_002_0
D-SNPNo drug coverage
HMO-POS D-SNP$0 per month$9,850Not rated—
UHC Dual Complete FL-Q3 (Regional PPO D-SNP)
See this plan's current-year detail →
UnitedHealth Group, Inc. · R0759_003_0
D-SNPNo drug coverage
Regional PPO D-SNP$0 per month$9,850Not rated—
UHC Dual Complete FL-Y8 (HMO-POS D-SNP)
See this plan's current-year detail →
UnitedHealth Group, Inc. · H2509_003_0
D-SNPNo drug coverage
HMO-POS D-SNP$0 per month$9,850Not rated—
UHC Dual Complete FL-YL (HMO-POS D-SNP)
See this plan's current-year detail →
UnitedHealth Group, Inc. · H2509_001_0
D-SNPNo drug coverage
HMO-POS D-SNP$0 per month$9,850Not rated—
Wellcare Giveback (HMO-POS)
See this plan's current-year detail →
Centene Corporation · H1032_200_0
No drug coverage
HMO-POS$0 per month$7,200Not rated—
Wellcare Simple (HMO-POS)
See this plan's current-year detail →
Centene Corporation · H1032_201_0
No drug coverage
HMO-POS$0 per month$2,700Not rated—
Wellcare Sunshine Health Dual Access (HMO-POS D-SNP)
Centene Corporation · H1032_248_0
D-SNPNo drug coverage
HMO-POS D-SNP$0 per month$9,850Not rated—
Wellcare Sunshine Health Dual Align (HMO D-SNP)
Centene Corporation · H1032_246_0
D-SNPNo drug coverage
HMO D-SNP$0 per month$9,850Not rated—
Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP)
See this plan's current-year detail →
Centene Corporation · H1032_202_0
D-SNPNo drug coverage
HMO-POS D-SNP$0 per month$3,000Not rated—
UHC Nursing Home Plan FL-F001 (PPO I-SNP)
See this plan's current-year detail →
UnitedHealth Group, Inc. · H0710_010_0
InstitutionalNo drug coverage
PPO I-SNP$6.10 per month$9,850Not rated—
American Health Advantage of Florida (HMO I-SNP)
See this plan's current-year detail →
Mitchell Family Office · H6652_001_0
InstitutionalNo drug coverage
HMO I-SNP$7.30 per month$9,850Not rated—
Longevity Health Plan (HMO I-SNP)
See this plan's current-year detail →
Longevity Health Founders, LLC · H1644_001_0
InstitutionalNo drug coverage
HMO I-SNP$7.30 per month$9,850Not rated—
SECUR Advantage (HMO I-SNP)
See this plan's current-year detail →
Chapters CareNu Inc · H3048_001_0
InstitutionalNo drug coverage
HMO I-SNP$7.30 per month$8,300Not rated—
SECUR Enhanced (HMO I-SNP)
See this plan's current-year detail →
Chapters CareNu Inc · H3048_002_0
InstitutionalNo drug coverage
HMO I-SNP$7.30 per month$2,500Not rated—
UHC Dual Complete FL-Y7 (PPO D-SNP)
See this plan's current-year detail →
UnitedHealth Group, Inc. · H1889_026_0
D-SNPNo drug coverage
PPO D-SNP$7.30 per month$9,850Not rated—
HumanaChoice R5826-074 (Regional PPO)
See this plan's current-year detail →
Humana Inc. · R5826_074_0
No drug coverage
Regional PPO$35 per month$7,550Not rated—
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)
See this plan's current-year detail →
UnitedHealth Group, Inc. · R0759_001_0
No drug coverage
Regional PPO$127 per month$9,850Not rated—
HumanaChoice R5826-005 (Regional PPO)
See this plan's current-year detail →
Humana Inc. · R5826_005_0
No drug coverage
Regional PPO$161 per month$6,700Not rated—
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)
See this plan's current-year detail →
UnitedHealth Group, Inc. · R0759_002_0
No drug coverage
Regional PPO— per month$9,250Not rated—
AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)
See this plan's current-year detail →
UnitedHealth Group, Inc. · H2406_130_0
No drug coverage
PPO— per month$8,900Not rated—
Aetna Medicare Eagle Giveback (PPO)
See this plan's current-year detail →
CVS Health Corporation · H5521_306_0
No drug coverage
PPO— per month$7,150Not rated—
BlueMedicare Patriot (PPO)
See this plan's current-year detail →
Guidewell Mutual Holding Corporation · H5434_042_0
No drug coverage
PPO— per month$6,750Not rated—
BlueMedicare Patriot Plus (PPO)
Guidewell Mutual Holding Corporation · H5434_048_0
No drug coverage
PPO— per month$6,750Not rated—
Freedom Savings Plan (HMO)
See this plan's current-year detail →
Elevance Health, Inc. · H5427_052_0
No drug coverage
HMO— per month$4,450Not rated—
Humana USAA Honor Giveback (HMO)
See this plan's current-year detail →
Humana Inc. · H1036_119_0
No drug coverage
HMO— per month$3,900Not rated—
Humana USAA Honor Giveback (PPO)
See this plan's current-year detail →
Humana Inc. · H5216_257_0
No drug coverage
PPO— per month$6,000Not rated—
Humana USAA Honor Giveback (PPO)
See this plan's current-year detail →
Humana Inc. · H7617_108_0
No drug coverage
PPO— per month$6,750Not rated—
HumanaChoice R5826-018 (Regional PPO)
See this plan's current-year detail →
Humana Inc. · R5826_018_0
No drug coverage
Regional PPO— per month$7,550Not rated—
What the star rating means, and what's not shown yet

What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2027 rating is largely based on performance measured in 2025.

5 Excellent4 Above average3 Average2 Below average1 Poor

Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.

Premiums and the out-of-pocket maximum are Part A/Part B plan costs as filed; the Part D deductible is the plan's drug deductible. Copays for doctor visits, dental, vision, hearing, over-the-counter and other extra benefits, and each plan's drug list, are not in the 2027 plan list yet — CMS publishes them in late October and this page will show them then.

See this county's current-year plans and full benefits →

Need every 2027 plan as data?The full 2027 plan-design and enrollment files power the Pro export.

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